Welcome to our Merrimack, New Hampshire, office!
Maximizing cost savings while ensuring competitive employee benefits is crucial for businesses, especially considering that employee benefits costs rank among the top three expenditures for employers. Our innovative InCap® health care captive program offers a compelling solution to combat escalating health premium costs. Unlike traditional fully-insured plans that lock you into fixed premiums, InCap redistributes annual profits back to member companies, empowering you to take control of your healthcare expenses while retaining financial benefits for your organization. Learn more about InCap.
Our Team
As your dedicated benefits partner, we go beyond mere benefits administration, providing ongoing support and guidance throughout the year.
OUR INSURANCE SOLUTIONS
Experience a comprehensive range of insurance solutions tailored to meet your unique needs. Whether you’re looking for personal coverage, commercial protection, or employee benefits, we’ve got you covered.
Commercial Property & Liability
You’ve poured time, energy, and resources into building your business—now it’s time to protect it. Our comprehensive commercial insurance solutions are tailored to shield your company from the unexpected, including liability claims, property damage, business interruptions, and more. Whether you’re a startup, a growing enterprise, or an established brand, we help you stay resilient with coverage that fits your industry, goals, and risk profile. Let us help you safeguard your hard work so you can focus on what you do best—running your business.
Employee Benefits Attract and Retain Top Talent
Your employees are the heart of your business—show them how much they matter with a benefits package that truly supports their well-being. We offer tailored insurance solutions that go beyond the basics, helping you attract top talent, boost retention, and foster a healthier, more productive workplace. From health and dental to life, disability, and wellness programs, we’ll help you build a benefits plan that aligns with your company culture and your team’s needs.
INDUSTRIES WE KNOW BEST
Our team has many years of experience developing custom insurance solutions for a variety of critical industries. Here’s a collection of industries we know best.
Healthcare
We provide high-quality insurance coverage for hospitals, physicians, and healthcare groups of all sizes. With over 35 years of experience and clients nationwide, we’re one of the largest medical liability brokers in the U.S., offering reliable service and exceptional value tailored to your organization’s needs.
Construction
Manufacturing
We support manufacturers with insurance programs that cover product liability, cargo, property, and executive risk. Our solutions are built to match your operations and supply chain needs. We work closely with your team to identify exposures and keep your production running smoothly.
Non-Profits
We serve non-profits with insurance that protects your mission, staff, and operations. From D&O to professional liability, we help you manage risk so you can focus on making an impact. We understand the unique challenges non-profits face and provide coverage that supports your goals.
Real-Estate
We provide insurance for real estate owners and developers, including coverage for environmental liability, tenant discrimination, and loss of rents. Whether you manage apartment complexes or commercial properties, we help protect your investments and operations. Our experience in the real estate sector allows us to anticipate challenges and deliver proactive solutions.
Financial Institutions
We support banks, credit unions, and financial service providers with customized insurance programs. From bonding and cyber liability to employee benefits, we deliver protection built on deep industry knowledge.
SERVICE YOU CAN COUNT ON
Providing insurance solutions goes beyond your policy coverage. Our team offers a collection of services to ensure you’re supported every step-of-the-way.
Quick Quoting
Experience the convenience of quick quoting and find the coverage that’s right for you today! Our team is efficient at providing personalized quotes with competitive rates.
Claims Assistance
We’re here to help guide you through every step of the claims process, ensuring a smooth and efficient experience to get back on track quickly.
Risk Assessment
Our team evaluates your unique business to identify potential vulnerabilities and recommend solutions. With our reliable analysis, you can make informed decisions to protect your assets and minimize exposure.
Educational Webinars
Discover valuable insights on various insurance topics. Our webinars provide an opportunity to enhance your knowledge, ask questions, and make more informed decisions about your insurance needs.
Compliance Support
We help you stay up-to-date with the latest industry standards and legal requirements to ensure your policies remain compliant. We provide guidance and resources to help you meet all necessary regulations, minimizing risks and avoiding penalties.
Human Resource Consulting
Our consulting service can help guide you to manage and optimize your workforce effectively.
Pharmacy Consulting
We offer consulting to optimize your pharmacy benefits and ensure cost-effective, high-quality care for your employees.
CONTACT US
Whether you’re starting a new policy or reviewing your current coverage, we’re just a message away. Let’s connect!