H.J Knight International Insurance Agency

For over 25 years, Knight International now Hilb Group has been a full-service brokerage firm leading the commercial insurance and risk management industry. Through alternative risk transfer and creative program design, Knight has been providing its clients with the most cost-effective and comprehensive insurance available in the marketplace, a strategy that translates significant savings directly to the client’s bottom line.

Taft Hartley

With over decades of experience providing and servicing Stop Loss Insurance to Union Health and Welfare Funds and Taft Hartley groups, Hilb Group specializes in customizing benefit plans to address specific coverage and administrative requirements. Whether navigating insurance products or providing consulting services, we partner with organizations to develop tailored solutions amidst a dynamic landscape.

We are endorsed by the National Alliance of Healthcare Coalitions (NLA) as their preferred Stop Loss Broker and Administer of an exclusive program called the NLA Advantage.

From plan implementation to year-round policy management, we collaborate with a diverse range of carriers to ensure competitive and comprehensive coverage for our clients across the country. Our integrated approach focuses on both short and long-term client goals, fostering lasting relationships built on trust and personalized advice.

At Hilb Group we understand Taft Hartley and multi-employer plans are unique, we’re committed to being attentive listeners, proactive resources, and trusted advisors, dedicated to efficiently achieving our clients’ strategic objectives while prioritizing value at every step.

Zakim Health Captive

Hilb Group is committed to exploring creative risk management solutions and alternative risk financing techniques for its clients. The Zakim Health Captive is just another example of this philosophy.

Zakim is one of the Hilb Group’s exclusive medical and prescription captives. It is designed to give clients greater control over their healthcare costs through an unbundled approach and mitigate risk by implementing a customized plan that fits their unique needs. By participating in Zakim, employers will benefit from our team of experienced professionals who will work with you to identify cost-saving opportunities and provide you with the support needed to make informed decisions about your healthcare plan.

Zakim is cost-effective, innovative and flexible, which means employers will be able to adapt to changing healthcare needs and market conditions. Zakim is fully customizable and as a result allows employers to design a program that best meets their needs and the needs of their employees.

Since inception in 2019, the average ceded profit return to the members who qualified has been over 50%.

Knight designs and services a wide variety of coverage for mid to large-size companies in all industries and union Health and Welfare Funds and Taft Hartley groups across the country. Such products include traditional insurance, captives and alternative products, health benefits, life and disability insurance, personal lines, retirement funding, and wealth and estate planning for both the employer and their employees.