Protecting Businesses from Loss of Income
Most businesses are protected against the cost of repairing or replacing damaged property, but many aren’t covered for the loss of business income that can result from such interruptions.
Business income (BI) coverage can fill that gap, and may be extended to insure extra expenses incurred as a result of the loss, such as moving to and operating from a temporary location.
Licensed insurance professionals at Hilb Group will be happy to provide you with comprehensive information.
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Cyber Risk
Network security and privacy liability must be managed by every business. Data breaches in the U.S. have increased ten-fold since 2005.
General Liability
All businesses face bodily injury and property damage risks, but some special threats can slip through the cracks, and they are different for every company.
Umbrella
Most businesses have some liability coverage in their auto, worker’s compensation and general insurance policies, but to be fully protected an umbrella policy is essential.