Umbrella Coverage to Extend Liability Protection
Most businesses have some liability coverage in their auto, worker’s compensation and general insurance policies, but to be fully protected an umbrella policy is essential. It covers claims which exceed the limits of your other policies, and insures against some losses that are not covered at all (usually subject to a deductible or self-insured retention).
Umbrella policies are an important and relatively inexpensive way to protect your business. Licensed insurance professionals at Hilb Group has the skills, resources, and experience to determine how much umbrella coverage you need.
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General Liability
All businesses face bodily injury and property damage risks, but some special threats can slip through the cracks, and they are different for every company.
Commercial Auto
Company-owned vehicles are often insured under commercial package policies, but that protection might not cover all the bases.
Worker's Compensation
Worker’s Compensation laws vary from state to state, so insurance poses a special challenge. That’s exactly why businesses need a Hilb Group expert.