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Protecting the Assets of Officers and Directors

Corporate directors and officers are sometimes held personally responsible for the acts of their company. Rather than put their personal assets at risk, you should protect them from claims by employees, clients and stockholders.

Directors and Officers Insurance (D&O) protects named individuals at for-profit and not-for-profit corporations against damages from claims of negligence or wrongful acts in the course of their duties. It also pays the corporation – and sometimes the officers and directors – a portion of expenses incurred to defend lawsuits.

Licensed insurance professionals at Hilb Group can measure the risk, and arrange appropriate coverage.

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General Liability

All businesses face bodily injury and property damage risks, but some special threats can slip through the cracks, and they are different for every company.

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Cyber Risk

Network security and privacy liability must be managed by every business. Data breaches in the U.S. have increased ten-fold since 2005.

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Most businesses have some liability coverage in their auto, worker’s compensation and general insurance policies, but to be fully protected an umbrella policy is essential.

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Our 2024 Commercial Market Outlook tells you why they’re rising and what you can do to mitigate those increases.