
Whether you need a Surety bond, Fidelity bond, or other bonds, you've come to the right place.
Are you losing out on well-paying job opportunities because you are not bonded?
Contracts that pay better typically require bonds. Let us help you get bonded.
How Do I Get My Bond?
Get your bond online below.
You can choose from License/Permit, Public Official, ERISA, Business Services, Miscellaneous, and Notary bonds.
If you can't find your bond online, start your application by contacting us below.
"*" indicates required fields
Why Choose Hilb Group for Your Bonding Needs
The Hilb Group’s Surety specialists offer a wide range of bonds tailored to meet your company’s and contractual needs to maximize your ability to get better paying jobs.
For us, no bond is too little or too large to handle. We serve all industries from small specialty contractors to large general and multi-trade firms. We help you determine the appropriate bond amount to ensure adequate financial protection and compliance with contractual requirements.
Grow your business with us. Get bonded.
Our team of bond specialists offer the following types of bonds for a wide range of industries.
Surety Bonds
- License and Permit bond
- Statutory bond
- Common License and Permit – Public Safety bond
- Non-Hazardous – Public Protection bond
- Hazardous License & Permit – Financial Guarantee bond
- Contractor License bond
- Motor Vehicle Dealer bond
- Collection Agency bonds
- Court bonds
- Judicial bond
- Fiduciary bond
- Probate bond
- Bid bond
- Performance and Payment bonds
- Construction bond
- Transportation bond
- Waste Hauler bond
- Materials Supply bond
- Subdivision/Completion bond
- Warranty/Maintenance bond
- Lost Instrument bond
- Public Official bond
- Notary bond
Fidelity Bonds

- ERISA bond
- Employee Dishonesty bond
- Janitorial & Home Service bond
- Business Services bond
Miscellaneous Bonds
- Patient Trust Fund bond: Required from facilities that manage personal funds of residents.
- Utility Deposit bond: Guarantee payment for utility services.
- Lost Securities bond: Protect against loss of securities.
- Union Wage and Welfare bond: Ensure payment of wages and benefits to union workers.
- Employee Theft bond: Protect against internal theft.
- Lottery bond: Protect the state in case a lottery seller mishandles funds.
- Lost Title bond: Ensure clean titles for vehicles and property.
- Mortgage Broker bond: Protect against fraudulent mortgage practices.
- Depository bond: Guarantee payment of charges owed to a gas, electric, or water utility.
- Workers Compensation Self-Insurance bond: Required for businesses with self-insured workers’ compensation programs.
"I am thrilled to share my experience with Hilb Group as our trusted partner for Surety performance bonds. As the owner of a land development company, securing reliable Surety bonds is crucial for our projects, and Hilb has consistently exceeded our expectations.
From the outset, their team was incredibly knowledgeable and responsive. They took the time to understand our specific needs and provided tailored solutions that have streamlined our bonding process. Their professionalism and commitment to customer service made a significant difference, allowing us to focus on what we do best—developing land and delivering exceptional results for our clients.
Hilb Group has not only provided us with competitive rates but has also demonstrated a genuine partnership, always willing to go the extra mile to ensure our success. I highly recommend Hilb Group to any company in need of reliable Surety performance bonds. They have proven to be an invaluable asset to our business, and I look forward to continuing our collaboration in the future."
"We've been partnering with Hilb Group for bonding services for the past five years, and their support has been invaluable to our real estate development and property management operations. Jeff and Erin have been exceptional—knowledgeable, responsive, and always going the extra mile to ensure we have the coverage we need. We appreciate their professionalism and commitment to helping us navigate the complexities of bonding, which has made our projects run smoothly. We highly recommend Hilb Group to anyone in need of reliable bonding solutions!"
Looking to grow your business? Let us help you maximize your bonding while helping you save on taxes.
Frequently Asked Questions About Bonds
A Surety bond is a three-party agreement involving the principal (your business or you required to fulfill an obligation), the obligee (entity requiring the bond), and the surety (company providing the bond). Its purpose is to lower risk to the obligee by ensuring your business meets its obligations, such as completing a project or adhering to regulations. If you fail, the surety compensates the obligee.
Insurance policies and Surety bonds are both financial instruments used to manage risk, but they serve different purposes and involve different parties.
Insurance Policies:
- Purpose: Insurance is designed to protect the insured party from financial loss due to specific risks, such as accidents, natural disasters, or health issues.
- Parties Involved: Typically involves two parties—the insurer (insurance company) and the insured (policyholder).
- Risk Transfer: The risk is transferred from the insured to the insurer. The insurer agrees to compensate the insured for covered losses in exchange for premium payments.
- Claims: When a loss occurs, the insured files a claim, and the insurer pays out according to the terms of the policy.
Surety Bonds:
- Purpose: Surety bonds are used to guarantee the performance or obligations of one party to another. They are often required in construction projects and other contractual agreements.
- Parties Involved: Involves three parties—the principal (the party required to perform a duty), the obligee (the party requiring the bond), and the surety (the company providing the bond).
- Risk Assurance: The surety provides a financial guarantee to the obligee that the principal will fulfill their obligations. If the principal fails, the surety compensates the obligee.
- Claims: If the principal does not meet their obligations, the obligee can make a claim against the bond, and the surety will pay up to the bond's limit.
Surety bonds are commonly used by individuals or businesses in construction, licensing, and contracts to guarantee their performance or compliance with certain rules. For example, contractors in the construction industry often need Surety bonds to assure clients they will complete projects as agreed. Businesses seeking licenses, like car dealerships or freight brokers, must often get bonded to meet legal requirements. Additionally, companies bidding on government contracts may need Surety bonds to reassure agencies they can fulfill contract terms. These bonds act as a layer of protection for those relying on the bonded party to deliver on promises or follow regulations.
A Fidelity bond is a type of insurance that protects businesses from financial losses caused by dishonest acts of employees, such as theft, fraud, or embezzlement. It involves two key parties: your business, the employer (who purchases the bond) and the insurer (who provides the coverage). These bonds are commonly used by businesses in industries handling sensitive data, money, or valuable assets to safeguard against internal risks and maintain trust.
Each type of Surety bond below serves a specific purpose but shares the common goal of ensuring accountability, compliance, and trust in various industries and situations.
Contract Surety bonds
These bonds guarantee the performance of construction or service contracts. Common types of Contract bonds include Bid bonds (assure your business, the bidder, will honor your bid), Performance bonds (ensure you, the contractor, complete the project), and Payment bonds (confirm subcontractors and suppliers will be paid). These are typically used in construction projects to protect project owners.Commercial bonds
Also called License and Permit bonds, these are required by government agencies to ensure businesses comply with regulations. Examples include bonds for car dealerships, freight brokers, and professional services like notaries. Commercial bonds act as a guarantee you, the bonded party, will conduct business ethically and follow laws.Court bonds
These are used in legal proceedings to protect opposing parties or the court. Examples include Fiduciary bonds, which ensure individuals like guardians or estate executors manage assets responsibly, and Appeal bonds, which guarantee payment of a judgment if an appeal fails.Subdivision bonds
These bonds are required by local governments for developers to guarantee the completion of public infrastructure (such as roads, sidewalks, and sewer systems) in new developments.Supply bonds
These bonds ensure suppliers provide materials or goods as outlined in a contract and are commonly used in large projects where timely and adequate supply is critical.Maintenance bonds
Maintenance bonds guarantee the quality of work for a specified time after a project is completed. These cover issues like defects or poor workmanship, often in construction.
Each type of Fidelity bond serves to mitigate risks and safeguard the financial integrity of businesses in various scenarios.
- Employee Dishonesty bonds
These bonds protect businesses from financial losses caused by fraudulent or dishonest acts by employees, such as theft, embezzlement, or forgery. Employee Dishonesty bonds are ideal for companies with staff handling money or sensitive assets. - Business Service bonds
If your employees provide services on clients’ property, such as cleaning or repair services, use these bonds to assure customers they will be compensated if an employee causes damage or theft. These bonds help build trust with clients and secure business reputation. - ERISA bonds
Required under the Employee Retirement Income Security Act (ERISA), these bonds protect retirement plans and beneficiaries from fraudulent activities or mismanagement by the plan’s fiduciaries. These are essential for businesses managing employee benefit plans.
An Indemnity Agreement, also known as a General Indemnity Agreement or Agreement of Indemnity, is a contract where one party (the indemnitor) agrees to protect another party (the indemnitee) from financial losses or legal liabilities. These agreements are often used in situations like securing Surety bonds, where you, the indemnitor, promise to reimburse the surety (a bond provider) for any claims paid out due to your actions.
Your spouse may need to sign an Indemnity Agreement even if they are not involved in the business due to joint ownership of assets. Many states recognize shared ownership in marital property, which means your spouse could have a legal claim to business or personal assets used to cover potential bond claims. By having both you and your spouse sign, the surety company ensures full consent and avoids disputes over assets if a claim arises. It protects the surety by confirming that all parties tied to shared property are aware of their financial obligations and agree to the indemnity terms, reducing financial risk and securing compliance.
A Site Plan, Developers, or Subdivision bond is a type of Surety bond required for construction contracts and development projects. It ensures that your developer business completes public improvements, like roads, sidewalks, utilities, or drainage systems, as outlined in their agreement with a municipality. It involves you (principal), the municipality (obligee), and the surety company providing the bond. This bond protects the public by guaranteeing compliance with local regulations and standards. If your business fails to meet your obligations, the surety covers the costs to complete the required improvements.
Are you ready? We’ll put together a customized bond quote for you.
Related Products

Commercial Auto
Company-owned vehicles are often insured under commercial package policies, but that protection might not cover all the bases.

Workers' Compensation
We know the benefits and compensation you’re obligated to pay employees in the event of work-related injuries or illness.

Environmental Liability
Standard commercial lines liability policies typically exclude coverage for environmental or pollution claims, but you can protect your business from exposures resulting from damage, injury and cleanup costs caused by pollution.