
Umbrella Coverage to Extend Liability Protection
An Umbrella policy is a form of liability insurance that protects policyholders from claims that exceed the limits of their primary business automobile, general liability, and workers’ compensation policies. It also provides coverage for some sources of loss not covered by primary policies, though these cases are subject to a deductible (or self-insured retention).
While most businesses carry some liability coverage in their standard policies, an umbrella policy provides essential additional protection to ensure you’re fully covered. These policies are relatively inexpensive considering the extra protection they offer, making them a smart investment for most businesses.
The licensed insurance professionals at Hilb Group have the skills, resources, and experience to determine how much umbrella coverage your business needs. Contact us today for a quote on this important extra layer of protection.
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Worker’s Compensation laws vary from state to state, so insurance poses a special challenge. That’s exactly why businesses need a Hilb Group expert.