Welcome to our Putnam, Connecticut, office!
Our firm (formerly Gerardi Insurance Services) has been a leading insurance agency in Connecticut for over a century. Providing you with more insurance companies to choose from and offering you more solutions means that we will get you the right insurance coverage at the right price.
Our Team
We simplify your insurance decisions by offering customized coverage tailored to your lifestyle—whether it’s life, auto, home, or commercial. Serving CT, MA, RI, VT, NH, NJ, ME, VA, KS, FL, TX, NM, SC, IL, CA, and NY, we give you access to a wide range of trusted insurers so you can choose confidently. Get in touch today for a free quote and let us do the homework for you.
OUR INSURANCE SOLUTIONS
Experience a comprehensive range of insurance solutions tailored to meet your unique needs. Whether you’re looking for personal coverage, commercial protection, or employee benefits, we’ve got you covered.
Commercial Property & Liability
You’ve poured time, energy, and resources into building your business—now it’s time to protect it. Our comprehensive commercial insurance solutions are tailored to shield your company from the unexpected, including liability claims, property damage, business interruptions, and more. Whether you’re a startup, a growing enterprise, or an established brand, we help you stay resilient with coverage that fits your industry, goals, and risk profile. Let us help you safeguard your hard work so you can focus on what you do best—running your business.
Employee Benefits Attract and Retain Top Talent
Your employees are the heart of your business—show them how much they matter with a benefits package that truly supports their well-being. We offer tailored insurance solutions that go beyond the basics, helping you attract top talent, boost retention, and foster a healthier, more productive workplace. From health and dental to life, disability, and wellness programs, we’ll help you build a benefits plan that aligns with your company culture and your team’s needs.
Personal Home, Auto, and More
Your home, your car, your cherished belongings—these aren’t just things, they’re part of your life story. Our personal insurance solutions are designed to fit your unique lifestyle, offering peace of mind and financial protection when you need it most. Whether you’re a new homeowner, a growing family, or simply looking to safeguard what you’ve worked hard for, we’re here to help you find the right coverage with reliable guidance every step of the way.
INDUSTRIES WE KNOW BEST
Healthcare
We provide high-quality insurance coverage for hospitals, physicians, and healthcare groups of all sizes. With over 35 years of experience and clients nationwide, we’re one of the largest medical liability brokers in the U.S., offering reliable service and exceptional value tailored to your organization’s needs.
Construction
Retail
Our team offers tailored insurance solutions for both brick-and-mortar and online businesses. From employment practices to inventory protection and cyber liability, we help retailers manage risk, safeguard operations, and keep business moving forward.
Technology
We provide insurance for technology companies, including software developers, consultants, and IT service providers. Our team understands the fast-changing risks in the tech space and delivers coverage that protects your innovation and growth.
Farms
We offer specialized insurance for farms of all sizes, including dairy, pork, and contract operations. Our programs cover property, equipment, and liability to help you manage risk and keep your agricultural business running strong.
Government Contractors
We partner with federal contractors to deliver insurance solutions that meet the demands of government work. Our experience includes DBA, E&O, and foreign voluntary workers comp, tailored to your contract requirements.
Hospitality
We protect hotels, restaurants, and entertainment venues with insurance that covers liquor liability, spoilage, cyber threats, and more. Our goal is to help you serve your guests while we manage your risk. With our industry insight and responsive service, we help you stay focused on delivering great experiences.
Manufacturing
We support manufacturers with insurance programs that cover product liability, cargo, property, and executive risk. Our solutions are built to match your operations and supply chain needs. We work closely with your team to identify exposures and keep your production running smoothly.
Condo & Homeowner Associations
We specialize in protecting the communities you manage. We tailor insurance solutions to meet the unique needs of condominium and homeowner associations. Our goal is to help you maintain safe, well-managed neighborhoods while we handle the risks. With deep industry knowledge and responsive service, we support your board and residents so you can focus on building a thriving community.
Marine
We offer marine insurance programs like HarborTow and HarborGuard, designed for boatyards, marine schools, and service providers. Our coverage includes hull, machinery, and liability to keep your operations afloat. With decades of experience in the marine industry, we understand your risks and deliver protection that keeps you moving forward with confidence.
Non-Profits
We serve non-profits with insurance that protects your mission, staff, and operations. From D&O to professional liability, we help you manage risk so you can focus on making an impact. We understand the unique challenges non-profits face and provide coverage that supports your goals.
Real Estate
We provide insurance for real estate owners and developers, including coverage for environmental liability, tenant discrimination, and loss of rents. Whether you manage apartment complexes or commercial properties, we help protect your investments and operations. Our experience in the real estate sector allows us to anticipate challenges and deliver proactive solutions.
Social Services
We support social service organizations with insurance that covers staff, clients, and operations. Our programs include hard-to-place risks like abuse and D&O liability, helping you stay focused on your mission while we manage the risk. We’re proud to serve organizations that serve others and understand the importance of dependable protection.
Wholesale Distribution
We help wholesale distributors manage global risk with insurance for cargo, property, product liability, and more. Whether your goods are in transit or stored overseas, we work with you to protect every part of your supply chain. Our solutions are built to keep your operations moving efficiently and securely.
Transportation
Our Transportation team delivers tailored insurance for trucking, livery, waste hauling, and delivery services. With deep industry knowledge and strong market access, we offer comprehensive, cost-effective coverage—whether you operate a single vehicle or a full commercial fleet.
Financial Institutions
We support banks, credit unions, and financial service providers with customized insurance programs. From bonding and cyber liability to employee benefits, we deliver protection built on deep industry knowledge.
Law Enforcement
We help lawyers and law firms protect what matters most—their reputation, their clients, and their practice. From professional liability (E&O) and cyber liability to employment practices and business interruption coverage, we offer insurance solutions designed for the unique risks legal professionals face. Whether you’re a solo practitioner or a multi-partner firm, our experience and responsive service help you stay focused on delivering justice while we manage your risk.
SERVICE YOU CAN COUNT ON
Providing insurance solutions goes beyond your policy coverage. Our team offers a collection of services to ensure you’re supported every step-of-the-way.
Quick Quoting
Experience the convenience of quick quoting and find the coverage that’s right for you today! Our team is efficient at providing personalized quotes with competitive rates.
Claims Assistance
We’re here to help guide you through every step of the claims process, ensuring a smooth and efficient experience to get back on track quickly.
Risk Assessment
Our team evaluates your unique business to identify potential vulnerabilities and recommend solutions. With our reliable analysis, you can make informed decisions to protect your assets and minimize exposure.
Annual Policy Review
Each year, we thoroughly assess your policies to reflect any changes in your circumstances and the latest industry trends. Our proactive approach helps you stay protected and potentially save on premiums.
Compliance Support
We help you stay up-to-date with the latest industry standards and legal requirements to ensure your policies remain compliant. We provide guidance and resources to help you meet all necessary regulations, minimizing risks and avoiding penalties.
Benefits Portal
Our online benefits portal empowers your employees to enroll and manage their benefits with ease – anytime, anywhere. Admin users can enjoy payroll integrations, and streamlined communication to their employees.
CONTACT US
Whether you’re starting a new policy or reviewing your current coverage, we’re just a message away. Let’s connect!