Protect your Home and its Contents Against Flooding

Whether it’s for your home or your car, having the right insurance is crucial. Many people don’t think about their policy details until they need to make a claim, but by then it can be too late. Policies can vary dramatically, and standard homeowners insurance, for example, typically excludes damage from flooding.

If your home is in a designated “flood zone,” your mortgage lender will require you to have flood insurance. This specific coverage protects your property’s structure and contents from water damage. While it’s offered through FEMA and various insurance companies, the policy cost is standardized no matter where you purchase it.

Similarly, auto insurance requires careful consideration. The right amount of liability, medical payment, and physical damage coverage depends on the type of vehicle you own, where you live, and how much you drive.

Navigating these options can be complex. The experts at Hilb Group can help ensure you have the right kinds and levels of protection for your specific needs. Because we represent multiple insurance carriers, we can provide competitive quotes and clearly explain the differences between them.

Don’t take chances with your coverage. Get assistance from a licensed Hilb Group broker to secure the protection you need.