Commercial

If you are in your 40s or 50s, ask yourself, “How would I or my loved ones pay for long-term care if my health deteriorated to the point that I was no longer able to take care of my daily needs?” Most people just assume their children will care for

Imagine you’re on the brink of launching a major construction project. The excitement is palpable, but what if something happens and you fail to deliver? This could halt the entire project, leaving you with financial headaches and unmet obligations. Enter construction surety bonds—safety net for project owners and a badge

As a real estate attorney or a commercial real estate developer, you understand that environmental risks may not be just minor stumbling blocks. They can significantly shape the feasibility and success of a particular project. Even if you’ve done your due diligence, there’s always the risk that an unexpected discovery or

In recent years, hurricane season has become more intense. Hurricanes have also become more frequent leading to increased water and wind damage. According to the National Oceanic and Atmospheric Administration (NOAA), recent hurricanes, such as Oscar in Florida, have been the most damaging storms since 2018. For all these reasons,

All types of industries use Professional Liability insurance to protect against errors and omissions while rendering services. Doctors, nurses and other medical professionals also need such protection in our litigious world since most physicians in the United States encounter at least one medical malpractice lawsuit during their career. In this

If you are a general surgeon, performing complicated procedures and surgeries daily, choosing the right medical professional liability insurance (aka medical malpractice insurance) is paramount. But how do you know which of the two primary types of coverages – Claims Made vs. Occurrence policies – is right for you? Understanding

Did you know that one in three employers has been sued by an employee in the past year? The number of lawsuits filed by workers against their employers has been rising. No company is immune and small or newer businesses are often the most vulnerable. In these instances, Employment Practices

When it comes to homeowners’ and condo association insurance, property managers have a lot on their plate. Not only do you have to decode and implement the advice of concerned insurance agents, but you also must communicate the resulting costs to potentially confused unit owners. Understanding the complexities of condo

Q1 Special Report DOWNLOAD REPORT AS PDF The insurance industry seems to agree on one thing for 2024: Massive rate increases are behind us. While clients who have experienced major premium hikes in the last several years should welcome this news, they will not see rate decreases anytime soon. In

In the construction industry, risk is part of the job. So, insurance isn’t just a precaution; it’s a huge financial consideration. With a hard insurance market and inflation driving up the costs of already expensive Workers’ Comp, Liability, and Auto insurance, your usually thin margins are probably being stretched to

Hoteliers are exposed to many risks when it comes to insuring their business. There are multiple considerations, including employees, buildings, and technology, that can represent significant exposures if not managed properly, and protected by the right combination of various hotel insurance coverages. Recently, I sat down with Byron Dowdy, CEO