Winter brings many challenges for homeowners, but few are as potentially devastating as discovering burst pipes after a deep freeze. The sight of water gushing from walls or ceilings can send anyone into panic mode—not just because of the immediate mess, but because of the looming question: will my insurance
Winter weather can transform your peaceful home into a potential liability, with heavy snow creating risks that many homeowners don’t fully understand until it’s too late. When ice dams form along your roof edge or excessive snow threatens your home’s structure, knowing what your Homeowners insurance covers—and what it doesn’t—can
No matter how profitable your short-term rental becomes, if you don’t have the right insurance coverage, you’re operating with a dangerous blind spot. And if you’re hoping your regular Homeowners insurance will cover your short-term rental space, the reality is — it probably won’t. Most standard home insurance carriers don’t
Trees are beautiful and beneficial, but when one falls unexpectedly, it can leave homeowners feeling uprooted both emotionally and financially. Whether it’s a massive oak crashing onto a roof during a storm or a neighbor’s tree shedding limbs onto your property, resolving the aftermath requires understanding liability, insurance coverage, and
One thing is certain these days: Home and auto insurance rates are higher than ever. Not only are premiums increasing across the country, but many carriers are cutting back on available limits and mandating risk management or safety tracking protocols, such as indoor leak-detection devices and driver-behavior tracking apps. Some
June 28 marks National Insurance Awareness Day—a timely reminder for your business and for your personal life to review and reassess your insurance coverage and ensure you have the right policies in place to protect your assets and loved ones. Here are a few often-overlooked exposures for both businesses and
When purchasing insurance for ourselves, we know the importance of having home, auto, and life insurance to cover the unexpected. But did you know those benefits may not protect your valuables or customized home? Or that you need additional insurance for your recreational toys like RVs and boats? How about
By Randy Carnahan, Executive Vice President, Marine Practice Group Summer is the active season for thunderstorms and lightning. In the Chesapeake Bay, you can almost set your watch by the arrival of thunderstorms during late August afternoons. Florida is another “hot spot” for lightning. This causes yacht insurance to be
Author: Elizabeth Orman We don’t often think about insurance unless we are in an unfortunate situation. Still, it pays to keep your insurance agent updated on the events in your life so both they and you are ready for any challenges, both expected and unexpected. So do you need to