Maximize Value with Seasoned Benefits Consulting for Your Business
In today’s business landscape, talent management has taken center stage, surpassing even the critical concern of managing total rewards costs. The growing shortage of qualified employees, coupled with the challenge of motivating and retaining top talent, has become a top priority for organizations. Employers are striving to balance cost control and risk reduction while meeting the evolving expectations of their workforce. Employee benefits have emerged as a vital tool in this equation, playing a key role in attracting, engaging, and retaining exceptional talent.
This is where our benefits consulting services can help.
At Hilb Group, we recognize that your employees are the backbone of your business’s success. Their contributions are invaluable, and offering comprehensive employee benefits is not just an advantage—it’s a necessity. A well-rounded benefits program goes beyond being a “perk”; in a tight labor market, it’s a strategic investment in standing out as an employer of choice, cultivating a motivated, engaged, and loyal team that drives your business forward.
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How is Hilb Group Different?
Our Cost-Effective Employee Benefits Consulting Process
At Hilb Group, we offer a comprehensive suite of employee benefits products and services tailored to businesses across all sizes and industries.
Aligning Benefits Strategy with Your Organizational Goals
Our team of seasoned benefits consultants helps your business navigate the complexities of the healthcare system to create customized strategies that improve employee engagement, retain talent, and gain a competitive edge. We build an employee benefits strategy that focuses on the current and future needs of your company, taking into account factors such as budget, industry, job function, and employees' wellbeing.
In the benefits strategy phase, we’ll assess whether a fully-insured plan, self-insured program, level-funded health plan, or benefits group captive is the best fit for your needs. With a wide range of employee benefit options, we’re committed to implementing the most cost-effective solution for your business.
Data-Driven Decision Making
Our employee benefits consultants analyze healthcare data and provide analytics to support informed decisions, helping you identify high-claimant population trends, develop strategies to control costs, and improve engagement, retention, and overall business success.
Plan Design
As the final step in the benefits consulting, we'll build the right program based on the benefits strategy for your company's budget, goals and employees' needs. Our team of employee benefits consultants will also negotiate on your behalf with our wide network of insurance carriers to obtain the most cost-effective benefits plan.
Beyond Benefits Consulting:
Comprehensive Employee Benefit Services
Purchasing a benefits plan is just the starting point. Our commitment extends far beyond initial employee benefits consulting. We offer a range of essential services to ensure seamless and effective benefits administration, including:
Comprehensive Benefits Open Enrollment
Our team offers employee communication tools, guiding employees through plan options, addressing their questions, and ensuring the timely submission of required documentation.
We streamline the enrollment process to minimize confusion and lighten the administrative load for your HR team. By helping employees fully understand and use their benefits, we ultimately contribute to reducing your overall employee benefits costs.
Employee Advocacy
When your HR team is focused on strategic initiatives, they often lack the time—and sometimes the expertise—to address employees’ questions about benefits and claims.
That’s where our employee advocacy teams step in. We take on the responsibility of guiding employees through the complexities of the healthcare system and claims processes, easing their frustrations. By helping employees make the most of their benefits, we not only improve their overall well-being but also contribute to lowering your organization’s healthcare costs, and improving your ability to retain talent.
Employee Benefits Compliance
Our team of expert benefits compliance consultants stays on top of the ever-changing legislative and regulatory landscape, so your HR team doesn’t have to.
We provide clear guidance on benefits-related tasks and ensure your organization remains fully compliant, helping you avoid costly mistakes and stay focused on what matters most.
Population Health Management and Wellness
Our team of registered healthcare professionals analyzes your employees’ health data, including claims information, to identify high-risk individuals. We then provide strategic guidance and tailored programs to address these key drivers of your benefits plan costs.
By connecting high-claimant employees with carrier resources and care management support, we help them achieve better health outcomes. This not only improves their well-being but also reduces claims costs and lowers your overall benefits plan rates at renewal.
Comprehensive Review of Pharmacy Benefit Manager (PBM) Contracts
Prescription drugs are one of the largest cost-drivers in your employee benefits plan. We help you ensure your PBM agreements align with your organization’s goals by conducting a detailed analysis of contract terms, pricing structures, rebate arrangements, and compliance requirements.
Our review helps identify cost-saving opportunities and ensures transparent and fair practices in managing pharmacy benefits while also providing affordable drugs to your employees.
COBRA Administration
We help manage employee health insurance continuation under the Consolidated Omnibus Budget Reconciliation Act (COBRA). It includes notifying eligible employees and their dependents of their rights to continue coverage after a qualifying event, such as job loss or reduced work hours.
Our COBRA administration service also entails tracking deadlines, collecting premiums, ensuring compliance with federal regulations, and providing ongoing support for both your business and former employees throughout the coverage period.
Eligibility Administration
Our benefits team manages and oversees the process of determining whether individuals or groups meet the necessary criteria to qualify for specific programs, services, or benefits.
This includes verifying required documentation, ensuring compliance with regulations, and maintaining accurate records throughout the eligibility determination process.
Benefits Administration Through Human Resources Information Systems
Our employee benefits consultants can assist your business in managing and streamlining benefits administration by leveraging Human Resources Information Systems (HRIS).
These platforms centralize and automate complex tasks such as benefits enrollment, tracking, and compliance management. HRIS systems reduce manual paperwork, minimize errors, and provide employees with self-service tools to manage their own benefits, from selecting health plans to updating dependent information.
For your business, this means improved efficiency, better compliance with regulations, and enhanced employee satisfaction. We can help you choose the right HRIS, implement it seamlessly, and optimize its use to meet your organization’s unique needs.
Manage benefits costs.
Maximize value for your employees.
Not all employee benefits consulting is created equal. See the difference working with us can make for your bottom line. Let us build you a benefits strategy that works for your budget and employees.
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