Welcome to our Shelby Township Insurance Agency
Our independent insurance agency, located in Macomb County, is full of talent. Our insurance professionals at this office work together to provide a wide range of coverage options that can stand against the competition in today’s market. While we primarily serve clients across Michigan, we’re also work with other Hilb Group offices across the nation—allowing us to support a broad range of needs with personalized, thoughtful solutions.
Our Team
Our team of 23 insurance professionals is equipped to help you find coverage for a wide range of needs. Whether you’re looking to protect your family, your business, or your future, we can get the job done. Licensed to serve Michigan and all states where the Hilb Group is authorized, our team brings a consultative approach backed by years of experience and a 4.6-star client rating. We take the time to understand your goals and risks, so we can build coverage that truly fits.
OUR INSURANCE SOLUTIONS
Experience a comprehensive range of insurance solutions tailored to meet your unique needs. Whether you’re looking for personal coverage, commercial protection, or employee benefits, we’ve got you covered.
Commercial Property & Liability
Employee Benefits Attract and Retain Top Talent
Your employees are the heart of your business—show them how much they matter with a benefits package that truly supports their well-being through employee benefits insurance. Michigan businesses can rely on tailored solutions that go beyond the basics, helping attract top talent, boost retention, and foster a healthier, more productive workplace. From health and dental to life, disability, and wellness programs, we’ll help you build a benefits plan that aligns with your company culture and your team’s needs.
Personal Home, Auto, and More
Your home, your car, your cherished belongings—these aren’t just things, they’re part of your life story. That is why we offer personal insurance solutions tailored to real life, including home and auto insurance. Shelby Township families and individuals can count on our agency for coverage tailored to their unique lifestyle, offering peace of mind and financial protection when they need it most. Whether you’re a new homeowner, a growing family, or simply looking to safeguard what you’ve worked hard for, we’re here to help you find the right coverage with reliable guidance every step of the way.
INDUSTRIES WE KNOW BEST
Home Healthcare
Home healthcare organizations operate in fast-moving environments where caregivers, clinicians, and staff deliver care directly in patients’ homes. These operations create unique liability exposures involving employee safety, transportation, patient care, documentation, and cybersecurity. Hilb Group works with home healthcare providers to develop insurance and risk management programs tailored to the realities of in-home care delivery.
We assist home healthcare agencies with critical coverages including professional liability, general liability, workers’ compensation, hired and non-owned auto liability, cyber liability, employment practices liability, umbrella liability, and property coverage. Our support extends beyond insurance policies. We help organizations strengthen risk management procedures, improve workplace safety practices, and navigate claims through our in-house claims management resources. By helping agencies proactively manage losses and demonstrate operational controls to carriers, we help position businesses for greater long-term insurance stability and more favorable renewals.
Social Services
We support social service organizations with insurance that covers staff, clients, and operations. Our programs include hard-to-place risks like abuse and D&O liability, helping you stay focused on your mission while we manage the risk. We’re proud to serve organizations that serve others and understand the importance of dependable protection.
Allied Healthcare
Allied healthcare organizations play a critical role across the healthcare ecosystem, providing specialized services ranging from physical therapy and behavioral health to diagnostic, rehabilitation, and outpatient care services. These organizations often face complex professional liability exposures, employee-related risks, and evolving compliance requirements. Hilb Group helps allied healthcare providers implement insurance and risk management strategies built around their specific operational risks.
We help allied healthcare businesses secure essential coverages such as professional liability, general liability, workers’ compensation, cyber liability, directors & officers liability, EPLI, commercial property, and umbrella liability coverage. In addition, we provide ongoing risk management support and in-house claims management services designed to help reduce losses, improve claim handling outcomes, and support long-term premium stability. Because many allied healthcare organizations operate in highly regulated and high-liability environments, having documented risk management protocols in place can also help improve underwriting outcomes and support more competitive insurance terms.
Wholesale Distribution
We help wholesale distributors manage global risk with insurance for cargo, property, product liability, and more. Whether your goods are in transit or stored overseas, we work with you to protect every part of your supply chain. Our solutions are built to keep your operations moving efficiently and securely.
Long-Term Care
From assisted living communities and nursing homes to hospice organizations, rehabilitation centers, and independent living facilities, long-term care providers face unique operational, regulatory, and liability challenges every day. Hilb Group helps long-term care organizations build comprehensive insurance and risk management strategies designed to protect residents, staff, operations, and reputation.
We help clients secure specialized coverages such as professional liability, general liability, abuse and molestation coverage, workers’ compensation, cyber liability, property insurance, commercial auto, umbrella/excess liability, and employment practices liability insurance (EPLI). Beyond insurance placement, our team provides proactive risk management guidance and in-house claims advocacy to help reduce incidents, improve claim outcomes, and support long-term cost control. Strong risk management programs can also help demonstrate to underwriters that your organization is actively mitigating exposures, which may improve renewal terms and insurance pricing over time.
Manufacturing
We support manufacturers with insurance programs that cover product liability, cargo, property, and executive risk. Our solutions are built to match your operations and supply chain needs. We work closely with your team to identify exposures and keep your production running smoothly.
Retail
Our team offers tailored insurance solutions for both brick-and-mortar and online businesses. From employment practices to inventory protection and cyber liability, we help retailers manage risk, safeguard operations, and keep business moving forward.
Construction
Non-Profits
We serve non-profits with insurance that protects your mission, staff, and operations. From D&O to professional liability, we help you manage risk so you can focus on making an impact. We understand the unique challenges non-profits face and provide coverage that supports your goals.
SERVICE YOU CAN COUNT ON
Providing insurance solutions goes beyond your policy coverage. Our team offers a collection of services to ensure you’re supported every step-of-the-way.
Claims Assistance
We’re here to help guide you through every step of the claims process, ensuring a smooth and efficient experience to get back on track quickly.
Risk Assessment
Our team evaluates your unique business to identify potential vulnerabilities and recommend solutions. With our reliable analysis, you can make informed decisions to protect your assets and minimize exposure.
Compliance Support
We help you stay up-to-date with the latest industry standards and legal requirements to ensure your policies remain compliant. We provide guidance and resources to help you meet all necessary regulations, minimizing risks and avoiding penalties.
Annual Policy Review
Each year, we thoroughly assess your policies to reflect any changes in your circumstances and the latest industry trends. Our proactive approach helps you stay protected and potentially save on premiums.
Safety Training
We can help train you to ensure a safe and compliant workplace for your employees.
COBRA Administration
Enjoy seamless healthcare coverage without the financial strain. Our COBRA administration service ensures essential benefits are maintained during life’s transitions, with support to help you navigate complex regulations.
CONTACT US
Whether you’re starting a new policy or reviewing your current coverage, we’re just a message away. Let’s connect!