Flexible Protection for Healthcare Practitioners
It is critical for healthcare practitioners including physicians, dentists, hospitals and healthcare facilities to make informed decisions about the medical malpractice insurance they buy.
Hilb Group provides cover both on an occurrence and a claims-made basis. One insures claims for incidents that happened when the policy was in force, providing long-term protection. The other covers claims that arise and are reported while the policy is in force. Coverage for claims reported when this sort of policy has expired requires additional ‘tail coverage’.
If you elect to change insurers, ‘Prior Acts’ (or ‘nose’) coverage must be bought. A licensed Hilb Group broker can help you wade through these complicated options, and ensure you are covered today and into the future.